KTA recommendations without credit card Simple terms
KTA’s recommendation without a credit card is everyone’s prima donna, especially for those who need additional capital. Because during this time apply for money from the bank, it needs a guarantee. This is indeed a bit complicated, another condition to make it easier is unsecured credit from the credit card owner.
Only, almost everyone is difficult to get it, because it is difficult to apply for it, in fact, the rejection occurs immediately when the file has already been entered. The application requirements are really just simple, pay slips, NPWP, monthly payroll and passbook. However, the nominal minimum wage must be met. With credit card, the loan ceiling is very large.
Some have even broken through the hundreds of millions. The development of the technological world also makes this loan grow. The presence of Financial Technology makes everything easier. By applying for a KTA referral program without a credit card , everything is simple. The process doesn’t take long either.
Although, you have to be careful. Because not all fintechs behave well. There are also people who throw themselves as if the news is circulating. If you want to apply for it, first look at their different requirements. To be on the safe side, try to view the entire list through the OJK, a supervisory body that always provides information about finances.
In 2021, the development of Fintech will be even greater. Because the convenience and socio-economic conditions of the community as a result of the pandemic. To ensure that you are not misled and are safe in transactions, here are some reliable fintech recommendations that can be used as an option for various pressing needs.
KTA recommendations without credit card Simple conditions bank Permata
The first bank can be used as the first choice when applying for a loan. In fact, the numbers are quite diverse, ranging from IDR 2 million to IDR 10 million. With a repayment term of 12 months. The payout process is also faster, approximately for about 24 hours after the requirements are approved, the funds go directly into the account.
Each loan will be subject to an interest rate of 2.99%. The repayment figure remains unchanged. Minimums that do terms is 6 months. Before you start archiving, a table is usually provided. So you just have to learn it. In fact, various opportunities for Permata Bank will also offer attractive promos.
KTA recommendations without a credit card offer a refund period of up to 3 years. If there is a payment arrears, a penalty of 5% of the bill will be charged with a minimum value of IDR 150 thousand. To apply for it, you must meet a glass requirement.
In any case, receive a monthly salary of IDR 3 million. In the age of 21 years to 50 years, as a permanent employee of a company for at least 2 years. Request various documents, such as, Photocopy of KTP, KK, Marriage certificate, Salary slip for the last 3 months.
Furthermore, the current account, the decision to appoint permanent employees, or the last original diploma, as well as the NPWP. Actually, you do not have to have a savings account from Permata. It’s just that, there will be a transfer fee of IDR 150 thousand. Therefore, it is better if when submitting all applications for opening an account.
Tunaiku, Program dari Bank Amar
The recommendation for KTA without credit card is Easy Terms is Tunaiku which has been guaranteed by the OJK since 2014. So you don’t have to hesitate to apply for it if you need extra capital. The service is supported 24 hours, to get money. You need to download the application from the Google Play Store.
Then prepare your ID card and fill out a number of notification forms for Tunaiku. This form also determines whether your application will be accepted or vice versa. After the contract is completed, the money can be paid out immediately. Interestingly, when paying installments faster, no interest is charged.
KTA’s no-credit card recommendation is a simple requirement with a budget ranging from IDR 2 million to IDR 20 million. Almost everyone uses it and gets positive testimonials. When you want to borrow, either a website or an application. It already seems to be the calculation point. So just choose.
You borrow and how much the installments will be. Immediately a number appears, which is the monthly episode. However, when submitting, pay attention to the identity of the KTP. Try not to be damaged and readable by the system. In this way, the loan is automatically rejected immediately.
In addition to providing additional resources. Tunaiku, it also opens up opportunities for you to make investments. A simulation is already available. So you will understand how much development is with a choice of tenors ranging from 1 to 3 months Guaranteed to be safe and you can discover the movement and growth.
CIMB Niaga Extra Fund Program
The next simple KTA recommendation without a credit card is from CIMB Niaga, which has an additional fund program. The best solution for those of you who want extra money. The access is quite simple and straightforward. You don’t just have to come to the office through the call center service or website.
Interestingly, the funds can be applied for 24 hours to 7 days. You have been given a form to fill out, as a first step whether this application is approved or rejected. Each loan will be subject to an interest rate of 1.79%. The figure is indeed very large, it can apply for up to IDR 300 million.
Not only CIMB Niaga users, also KTA recommendations without a credit card can be submitted by other bank customers. It’s just that the requirements are indeed a bit complicated. When applying, try to reach the age that you are 21 years to 55 years old. As well as Indonesian citizens with proof of identity card.
Don’t forget to also prepare a pay slip and a photocopy of the NPWP if the application is more than IDR 50 million. For other customers there is an extra credit card. For employees and customers, however, it is not necessary. If you experience payment arrears, you will be fined Rp150 thousand.
Online Loansd ari Money Friends
The last simple requirement for KTA without a credit card is Friend’s Money. There are already calculators and calculations available when applying for a certain amount. The value reaches RP3 million with a maturity of approximately 70 days. This fintech is indeed trusted because almost 80% of them borrow again.
How to apply is quite simple, just try to download it in the application via mobile money friends. In addition, selfies with ID cards all process about 5 minutes. After the contract agreement, the money is paid out immediately within 24 hours. Friends money has already earned all kinds of prizes.
Have received permission and supervision from the OJK. So it is guaranteed to be safe and not misleading. For the terms, it is quite simple and light. The age of borrowers ranges from 21 years to 60 years. Loans based on the area of the region, for Jabodetabek can be maximized. It is just that there is a maximum for Solo and his surroundings.
The minimum income does apply, which is IDR 2 million. Prepare various personal documents, namely ID card, pay slip, family card, personal photo. The payment term in a short time is 10 days to 30 days or long with interest calculation. It is very transparent in nature, there is no element of deception at all.
The addition of capital is indeed important for a number of circles. Whether for education, business or other purposes. However, you need to understand the different requirements first. If it is indeed worrisome, it is better not to do so. KTA recommendations without a credit card are easy terms that are indeed necessary for different groups, especially during the pandemic.